2、Create Payment out

Used for merchants to initiate a payment request, and the system will transfer funds to the recipient's account.

Request Method

• POST

Request URL

/api/v3/ind/createTransferOrder

Request Type

Header: { 'Content-Type': 'application/json;charset=utf-8' }

Request Headers

Parameter Name	Description	Example Value
access_key	Obtained from the merchant's backend	pFqV75X3
timestamp	13-digit Unix timestamp (milliseconds)	1679724896223
nonce	UUID V4 format	794c26b0-d33c-4394-b2bb-c485eca16d9e
sign	Signature calculated based on signing rules	kAXyh+eerqrefyaF8dyFB0M4FVo=

Request Example:

{
    "currencyAmount": "40.20",
    "channelType": "BANK",
    "externalOrderId": "826169739606698345",
    "accountId": "13178968534",
    "bankName": "ICICI BANK",
    "accountType": "INR",
    "ifSC": "ICIC0005292",
    "userInfoName":"test",
    "notifyUrl": "http://192.168.1.135:30001",
    "remark": "123"
}

Request Parameter Description

Recommendation: To improve the efficiency of payment processing, it is recommended to provide all fields.

Parameter Name	Type	Description	Example Value	Required
currencyAmount	String	Payment amount, up to 2 decimal places	40.2	Yes
channelType	String	Payment channel type, fixed value: BANK UPI	BANK	Yes
externalOrderId	String	Merchant order number, max length 64 characters	826169739606698345	Yes
accountId	String	Recipient's bank account number	13178968534	Yes
accountType	String	Bank account type, fixed value: INR	INR	Yes
ifSC	String	When the channelType is BANK, the field is the IFSC code, which consists of 4 uppercase letters followed by 7 digits. When channelType is UPI, this field should contain the UPI collection number.	ICIC0005292	Yes
bankName	String	Bank name	ICICI BANK	Yes
userInfoName	String	User's name	test	No
remark	String	Remark, max 255 characters	123	No
notifyUrl	String	Notification URL	http://192.168.1.135:30001 (opens new window)	No

Response Type

Header: { 'Content-Type': 'application/json;charset=utf-8' }

Response Example

{
  "code": "200",
  "success": true,
  "msg": "成功",
  "msgEn": "SUCCESS",
  "data": {
    "orderId": "OCURRDRAW202308220659491692687589549DOCK02OO0000000200003653",
    "orderStatus": "Accepted",
    "externalOrderId": "826169739606698345",
    "currencyType": "INR"
  }
}

Response Parameter Description

Parameter Name	Type	Description
orderId	String	System order ID
orderStatus	String	Order status
externalOrderId	String	Merchant order ID
currencyType	String	Currency type (e.g., INR)