1、Create Payment in

This is used by merchants to initiate a payment request, returning a payment link or QR code for the user to complete the payment.

Request Method

• POST

URL：

/api/v3/ind/createCollectingOrder

Content-Type：

Content-Type: application/json; charset=utf-8

Request Header Parameters

Parameter	Description	Example Value	Required
access_key	Merchant's backend access key	pFqV75X3	✅
timestamp	Current timestamp (13 digits)	1679724896223	✅
nonce	Random UUID (v4)	794c26b0-d33c-4394...	✅
sign	Signature result (see signing rules)	kAXyh+eerqref...	✅

These parameters are passed as HTTP headers.

Request Body Data Example

{
  "amount": "40.20",
  "channelType": "BANK",
  "externalOrderId": "716134866255702461",
  "notifyUrl": "http://192.168.1.135:30001/",
  "remark": "123",
  "returnUrl": "http://192.168.1.135:30001"
}

Parameter Description:

Parameter	Type	Description	Example Value	Required
amount	String	Payment amount, rounded to two decimal places	40.2	✅
channelType	String	Payment method: BANK	BANK	✅
externalOrderId	String	Merchant order ID (up to 64 characters)	716134866255702461	✅
notifyUrl	String	Callback URL (supports http/https)	http://xxx.com/notify	❌
remark	String	Remark (up to 255 characters)	123	❌
returnUrl	String	URL to redirect to after payment completion	http://192.168.1.135:30001 (opens new window)	❌

Response Type

Header: { 'Content-Type': 'application/json;charset=utf-8'}

Response Parameters Example

{
  "code": "200",
  "success": true,
  "msg": "成功",
  "msgEn": "SUCCESS",
  "data": {
    "cashierUrl": "http://192.168.1.74:88/OCURRPAID202308220659471692687587416DOCK02OO0000000200003651?data=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\u0026pm=W3siY3VycmVuY3lUeXBlIjoiTVhOIiwicGF5VHlwZXMiOlt7ImNvZGUiOjEwMiwidmFsdWUiOiJCQU5LIn1dfSx7ImN1cnJlbmN5VHlwZSI6IlBFTiIsInBheVR5cGVzIjpbeyJjb2RlIjoxMDIsInZhbHVlIjoiQkFOSyJ9XX0seyJjdXJyZW5jeVR5cGUiOiJJTlIiLCJwYXlUeXBlcyI6W3siY29kZSI6MTAyLCJ2YWx1ZSI6IkJBTksifV19LHsiY3VycmVuY3lUeXBlIjoiQlJMIiwicGF5VHlwZXMiOlt7ImNvZGUiOjEwMSwidmFsdWUiOiJQSVgifV19XQ==",
    "currency": "INR",
    "currencyOrderVo": {
      "orderId": "OCURRPAID2023xxxxxxx",
      "externalOrderId": "716134866255702461",
      "currency": "INR",
      "amount": "40.2",
      "tradeNote": "123",
      "payParam":"{\"channelBankCode\":\"-\",\"channelBankName\":\"yy\",\"channelBankAccountNumber\":\"yyyy\"}"
    }
  }
}

Response Parameter Description

Parameter	Type	Description
cashierUrl	String	Payment page URL for the user to complete the payment
orderId	String	System-generated order ID
externalOrderId	String	Merchant's custom order ID
currency	String	Currency code (e.g., INR)
amount	String	Payment amount, supports two decimal places
tradeNote	String	Order remark information
payParam	String	Payment parameters, used for generating QR code (e.g., UPI standard code)