2、Create payment out

The system will execute a transfer to the payee's account for the merchant's payment initiation request.

Request method

• POST

Request URL

/api/v3/ph/createTransferOrder

• Content-Type：

Content-Type: application/json; charset=utf-8

Header Parameters（Header）

Param	Type	Description	Sample
access_key	String	Access key obtained from the merchant backend	pFqV75X3
timestamp	int64	Unix timestamp in milliseconds (13-digit)	1679724896223
nonce	String	UUID v4 random string	794c26b0-d33c-4394-b2bb-c485eca16d9e
sign	String	Signature calculated through signature algorithm	kAXyh+eerqrefyaF8dyFB0M4FVo=

All parameters need to be sent in the header. Please refer to the data signature specification for signature generation

Example of requesting body data

{
  "currencyAmount":"101.01",
  "channelType":"BANK",
  "externalOrderId":"22222222222222",
  "bankName":"Banco De Oro Unibank Inc (BDO)",
  "userInfoName":"Sam",
  "accountNo":"09311606128",
  "userInfoNo":"11967164793",
  "remark":"test",
  "notifyUrl":"https://www.123.com"
}

Parameter description:

Suggestion: To improve the efficiency of proxy payment processing, it is recommended to pass in all of the following fields.

Param	Desc	Require	Sample
channelType	String	Yes	Payment type, one of: BANK, GCASH, MAYA
currencyAmount	String	Yes	Payment amount, with no more than 2 decimal places
externalOrderId	String	Yes	Merchant order number
accountNo	String	Yes	Payee's bank account number
userInfoName	String	Yes	Name
userInfoNo	String	No	Phone number
bankName	String	No	Bank name
remark	String	No	Transaction remark
notifyUrl	String	No	Asynchronous notification callback URL (public URL recommended)

Response Example

Response Header Type

Content-Type: application/json; charset=utf-8

Response Data (Success)

{
  "code": "200",
  "success": true,
  "msg": "成功",
  "msgEn": "SUCCESS",
  "data": {
    "currencyType": "PHP",
    "externalOrderId": "YURITEST20250815112618717669",
    "orderId": "OCURRDRAW202508150326181755228378722-U0000000200002513",
    "orderStatus": "Accepted"
  }
}

Response Field Description

Param	Type	Desc
currencyType	String	Currency type
externalOrderId	String	Merchant order ID
orderId	String	System order ID
orderStatus	String	Order status, normally returns "Accepted", status is updated later through query/callback